Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! CALCULATE: Return on Your College Investment MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing PLAY: The Bean Game FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles